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NMLS #2453219

MEET Your Loan Originator

  Aninze “Zee” Awanna  

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Why Choose                       ?


Why rely on realtors and lenders when you can rely on a process that's proven to empower the home buyer?

CMS Mortgage is one of the nation’s top-ranking Mortgage Brokers providing services in the purchase, refinance, and renovation loans. Our product offerings support customers throughout Virginia, Maryland, Florida, Pennsylvania, North Carolina, and the District of Columbia. Being homegrown and locally owned, gives us the flexibility to offer superior service, product mix, and pricing in a boutique feel that separates us from our big-box competitors. We welcome the opportunity to complement any scenario with a common-sense approach, which is truly representative of our customer-centric mindset.

No Hidden Fees

With over twenty years of experience, we have successfully executed large-scale business intelligence projects, gaining invaluable insights.

16-Day Closing on Refinances

A 16-day closing on refinances is an expedited process where I aim to complete the entire refinancing procedure in just 16 days, compared to the typical 30 to 45 days.

23-Day Closing on Home Purchases

We tailor our strategies to your unique goals, ensuring measurable results that align with your vision.

5,000 Borrowers

We have successfully served 5,000 borrowers, providing reliable and tailored mortgage solutions to meet each individual's unique needs.

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We Provide The Personalized Mortgage Experience You Deserve.

We make getting a mortgage easier than ever before. CMS Mortgage Solutions Inc. has an experienced team of brokers on staff with over 20 years of experience.

Home Purchase Loans

Refinance Rates Pipelines

Rate Comparisons

Fast Funding

Evaluate Your Property

Secure a home purchase loan that utilizes today's great mortgage rates to make your dream home affordable.

Lock in great terms with current interest rates to ensure your home remains affordable—or build more equity with an update!

Don't just take the first offer. Shop around. Use our rate comparisons to find the best possible plan for your home ownership strategy.

Seize opportunity as soon as you can with our fast funding options, giving you the freedom to cure that house fever.

Know where you stand. With a property evaluation in hand, you'll have better access to your options so you can see the next move.

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Doing Business The Right Way Starts With a Streamlined Process.

"I believe each loan should be given top priority throughout every phase to prevent important issues from being overlooked, and with our assembly line teamwork of professionals, checks, and balances, I am proud to say we have become a top mortgage broker nationwide. Our goal is to get our valued clients to become "Raving Fans" by our above and beyond professionalism and living up to our company motto "Placing Value, One Family At A Time"..


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  • How Much Can I Afford?
    To calculate ‘how much house can I afford,’ a good rule of thumb is using the 28%/36% rule, which states that you shouldn’t spend more than 28% of your gross monthly income on home-related costs and 36% on total debts, including your mortgage, credit cards and other loans like auto and student loans.
  • How Do I Calculate My Mortgage Payment?
    If you want to do the monthly mortgage payment calculation by hand, you’ll need the monthly interest rate - just divide the annual interest rate by 12 (the number of months in a year). For example, if the annual interest rate is 4%, the monthly interest rate would be 0.33% (0.04/12 = 0.0033).
  • What is a Mortgage?
    A mortgage is an agreement between you and a lender that gives the lender the right to take your property if you fail to repay the money you’ve borrowed plus interest. Mortgage loans are used to buy a home or to borrow money against the value of a home you already own.
  • What is a Reverse Mortgage?
    To qualify for a reverse mortgage loan you must own a home, be at least 62 years old and have enough equity built up in your home. The loan works by the lender making payments to the borrower based upon a percentage of the equity that has been built up in the home over time.
  • How to Get Pre Approved For a Mortgage?
    Get your free credit score. Know where you stand before reaching out to a lender. … Check your credit history. … Calculate your debt-to-income ratio. … Gather income, financial account and personal information. … Contact more than one lender.
  • Should I Refinance My Mortgage?
    One of the best reasons to refinance is to lower the interest rate on your existing loan. Historically, the rule of thumb is that refinancing is a good idea if you can reduce your interest rate by at least 2%. However, many lenders say 1% savings is enough of an incentive to refinance.
  • What is Mortgage Insurance?
    Mortgage insurance lowers the risk to the lender of making a loan to you, so you can qualify for a loan that you might not otherwise be able to get. Typically, borrowers making a down payment of less than 20 percent of the purchase price of the home will need to pay for mortgage insurance.
  • How much of a mortgage can I qualify for based on my income?
    Why it’s smart to follow the 28/36% rule. Most financial advisers agree that people should spend no more than 28 percent of their gross monthly income on housing expenses and no more than 36 percent on total debt - that includes housing as well as things like student loans, car expenses and credit card payments.
  • What Type of Loan do I Need to Buy a House?
    Fixed-rate loans are ideal for buyers who plan to stay put for many years. A 30-year fixed loan might give you wiggle room to meet other financial needs. … Adjustable-rate mortgages are riskier than fixed-rate ones but can make sense if you plan to sell the house or refinance the mortgage in the near term.
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